Common Senior Care Terms

[title size=”1″]Eliminate Confusion With Some Definitions[/title]
When dealing with social workers in regards to senior care services, you may find yourself trying to understand terms that you haven’t heard before. Understanding the different acronyms and abbreviations can help you make better choices and stay with the conversation. On top of that, the experts are likely to take you more seriously when you’re able to speak their “language”.

[title size=”2″]Common Senior Care Terms[/title]
AAA – Area Agencies on Aging – Nonprofit agencies who provide local seniors with convenience services to encourage older adults to remain at home.

AD – Advanced Directive – All the documentation regarding preferred care after death (i.e. Living Will).

ADL – Activities of Daily Living – ADLs refer to your typical, personal tasks and activities, such as eating or showering.

AHCD – Advanced Health Care Directive – Similar to the AD or living will and is used during medical complications which prevent a patient to speak for themselves.

CCRC – Continuing Care Retirement Community – Also known as a life-care community, CCRC is a retirement community which provides a variety of services from independent living to end-of-life hospice care.

DME – Durable Medical Equipment – Medical equipment used at home such as, wheelchairs, hospice beds, oxygen tanks, and more.

DNR – Do Not Resuscitate – An order from the doctor stating that no effort will be made to restart a patient’s heart or restart breathing if either were to stop. Based off the wishes stated in the living will, AD, or AHCD and is legally binding.

DPOA – Durable Power of Attorney – A legal document that allows another person or relative to decide financial decisions and is often times combined with an AHCD.

DSM – Diagnostic & Statistical Manual of Mental Disorders – A DSM refers to documentation that describes a diagnosis regarding a mental illness, depression or other mood disorder.

EHR or EMR – Electronic Health Record or Electronic Medical Record – EMRs are patient’s medical records which are shared within a healthcare organization. EHRs are patient medical records which are shared amongst multiple healthcare agencies.

GCM – Geriatric Care Manager – A GCM is essentially a consultant for future living arrangements and housing options.

HIPAA – Health Insurance Portability & Accountability Act – HIPAA is a release form which allows another person or family member to receive medical information regarding a patient.

IADL – Instrumental Activities of Daily Living – Interchangeable with ADL but more specifically refers to more complicated daily tasks such as meal preparation or managing finances.

LTC – Long-term Care – Extended health care living arrangements such as assisted living or on-going in home care for seniors.

MMSE – Mini-Mental Status Exam – An exam used to diagnose dementia.

NEMT – Nonemergency Medical Transportation – Means of transportation to or from a medical facility for appointments which not emergencies and do not require an ambulance (Wheelchair van, medi-car, taxi, ect…).

OT – Occupational Therapy/Therapist – Occupational Therapy is learning or relearning skills needed for independent living.

PERS – Personal Emergency Response System – A device used to send a signal to emergency response personnel.

POLST – Physician Orders for Life-Sustaining Treatment – Allows a patient to state their preference in regard to the use of life-extending actions such as CPR, feeding tubes, ventilators and others. It’s similar to an AD or AHCD but much more comprehensive.

PRN – Pro Re Nata – Meaning “according to circumstances”, PRN is used to describe treatment that is recommended on an as-needed basis.

PT – Physical Therapy/Therapist – Treatment involving physical exercise, stretching, and massage therapy in order to regain movement that was lost in result of an injury or illness.

RCF – Residential Care Facility – 24-hour supervised living arrangements which may or may not include full medical services.

ROM – Range of Motion – ROM refers to the full amount of potential movement in a joint.

SNF – Skilled Nursing Facility – The highest level of care available after hospitalization, a SNF is a facility that provides 24 hour nursing care.

Changes To Medicare Coverage

[title size=”1″]Medicare Contingent On Health Improvement[/title]
Until recently, continued qualification for Medicare required a health improvement, showing that the benefactor’s health was improving. This caused many seniors to lose their benefits when suffering from chronic conditions or diseases such as heart failure, Alzheimer’s, or Parkinson’s. Chronic diseases and conditions would prevent seniors from showing an improvement in their health and therefore lead to a loss of benefits.

If you have a chronic condition, by definition your are not improving. Our view is that Medicare regulations were intended to allow people to maintain their health status. They don’t have to show they are getting any better. The point is to allow them not to get any worse, if possible.”

[title size=”2″]Recent Changes In Medicare[/title]
Thanks to a recent class action lawsuit, the government has finally agreed to a settlement plan which allows Medicare patients to maintain benefits even if they don’t show an improvement in their health. This settlement should also lead to an easier process of attaining the benefits of Medicare and hopefully provide better coverage.  These changes will obviously take some time to be fully implemented but should start going into effect some time in 2013 or early 2014.

If you have any other questions, please give us a call.

Also Related: Difference between Medicare & Medicaid

Medicare Vs. Medicaid for Senior Care

[title size=”1″]Covering The Costs of In-Home Senior Care[/title]
If you or a loved one as come to the point in life where in home care has become a necessity, you may be considering the best way to pay for it. While in home care can be quite affordable when only needing a few hours a day of service, long hours can really rack up the costs. Many seniors will turn to Medicare or Medicaid when attempting to cover those costs. While both can be helpful, it is important to understand the difference in order to get the best coverage possible.

[title size=”2″]Medicare Won’t Cover Long-term Care[/title]
Medicare can be extremely helpful in covering the costs of intensive in home care when a serious medical condition occurs or in the event of sudden health problems, but, unbeknownst to many, Medicare does not cover long-term home care. When facing an event that requires short-term, intensive care at home, your best bet is to look into utilizing Medicare while determining a long-term solution.

Click here to learn about recent changes with Medicare coverage.

[title size=”3″]Medicaid Can Assist With Long-term Care Coverage[/title]
Unlike Medicare, Medicaid can provide assistance on a long-term basis but must by qualified for by presenting financial records over the past 5 years which indicate a low income and little or no savings. So if you or a loved one is facing the need for long-term, in home care and can’t afford it, then you should look into applying for Medicaid. If you are unable to qualify for Medicaid, then you may want to look into some of these other ways to help pay for in home care.

How to Pay for In-Home Senior Care

The Cost of In-Home Senior Care
While the cost of in-home senior care isn’t outrageous and can often times be more affordable than most nursing homes or assisted living, it is still an extra cost which can sometimes be difficult to cover. In-home senior care typically costs between $16 to $29 per hour for health aids and $13 to $24 per hour for home aids without medical training. Those rates are generally pretty affordable when only requiring a few hours of service a day, but when it comes down to 12 to 24 hours a day for in-home senior care, it can add up quickly.

The following are 7 resources whereby you may be able to cover the cost of in home care:

  • Reverse Mortgage
  • Veterans Benefits
  • Life Insurance
  • Long-term Care Insurance
  • Annuity
  • Medicare
  • Medicaid

Covering The Cost of In Home Care With A Reverse Mortgage
If you are over the age of 62 and solely own your home with most of the mortgage paid off, you could be eligible for a reverse mortgage. A reverse mortgage works by utilizing the equity value of your home to allow you to get cash either all at once or as monthly payments. A reverse mortgage does have its own restrictions and rules such as mortgage insurance and homeowners insurance so it’s important to review all of your options and talk to a qualified mortgage broker.

Using Veterans Benefits For In Home Care
If you are a veteran you may be eligible for veterans benefits which can be quite helpful in financially assisting you with in-home senior care in the form of disability payments. Disability payments, known as “aid and attendance” by the VA, can be qualified for due to the need of long-term help with the activities of daily living or whose spouse needs such help. While qualifying for veterans benefits can be difficult as you must receive documentation from a doctor after a complex qualification analysis, there is help available from the Veterans Service Organization which can not charge you for their help.

Utilizing Life Insurance for In-Home Senior Care
In many cases, when the beneficiaries would no longer need the assistance, life insurance policies are “cashed in” so to speak, using accelerated or living benefits. This would allow the policy holder to essentially sell back their life insurance play for a 50 to 75 percent value of the policy value. If you or a loved one is in financial need while the beneficiaries would no longer need the assistance, you may want to consider talking to your life insurance agent to determine the restrictions on accelerated or living benefits to help cover in home care services.

Long-term Care Insurance To Help With In Home Care Costs
Long-term Care Insurance can be tricky when it comes to covering the costs of in home care. Many policies will only allow you to use long-term care insurance to help cover the costs of assisted living or nursing homes and will only assist with the costs of in home care when health needs are extremely serious and require a nurse practitioner or nursing aide. Some policies, though, are more flexible and will allow you to obtain coverage for typical in home care. Speak to your insurance agent to determine if you are able to use your long-term care insurance to cover your costs of in home care.

Using Annuity for In-Home Senior Care
Many seniors will take advantage of an annuity to turn a retirement savings or pension into a stable income stream that can pay out until death or for a set number of years. When investing in an annuity, though, it is important to beware of unscrupulous representatives who may attempt to take advantage of you or your loved one. Be sure to find a firm with a good reputation before investing in an annuity.

Paying for In Home Care With Medicare
Although qualifying for Medicare coverage for the use of in-home senior care can be difficult, it has become much easier to obtain in the recent years and can be extremely helpful. It used to be that you could only qualify for Medicare coverage contingent on the fact that you or your loved one’s health was improving during the time you, or your loved one, was using in home care. Now, due to a recent lawsuit, Medicare coverage for in home care can still be received even if there are no health improvements. This is especially helpful for seniors who are suffering from chronic disorders such as Parkinson’s or Alzheimer’s.

Taking Advantage of Medicaid For The Use of In Home Care
Medicaid can be qualified for by having a low income or little to no savings or assets. If your loved one qualifies, they can use Medicaid to cover the costs, or most of the costs, of in-home senior care. While Medicaid can be extremely helpful when it comes to paying for in home care, there are different rules and conditions on a state to state basis. Also, when verifying eligibility for Medicaid, the government will review financial information for the last 5 years, therefore, attempting to “hide” money by giving away savings to a relative or friend in an attempt to qualify for Medicaid, can lead to steep fines.

If you or a loved one needs additional information about ways to help cover the costs of in home care, please feel free to give us a call for more information.

Disadvantages of Assisted Living

Caring For The Elderly In Your Family

Assisted living centers are common in the United States. They offer facility care for seniors who are unable to handle their own medical needs. This seems like a good idea in theory, but in practice there are many disadvantages of assisted living. Contact us at 480-498-2324 to learn how we can help senior loved ones age comfortably in their own home.

As you or your loved ones age, the need to have a dedicated care provider increases. The greatest fear of seniors in their old age is that they will lose their freedoms. This fear is likely to be realized if they are entered into an assisted living center.

The Disadvantages of Assisted Living

Assisted care facilities work on paper but when it comes to reality there are many issues that make them unfavorable places to live.

  • They are typically understaffed, leading to negligent care.
  • You are not guaranteed a private room.
  • There may be limited visitation times.
  • The amount of time you can leave the facility may be greatly restricted.
  • Patients are not allowed to clean up after themselves.
  • All meals are made for you under strict dieting guidelines.
  • Assisted living facilities are known for their incredibly high prices.

Avoid Assisted Living With A Better Alternative

The disadvantages of assisted living are certainly daunting. That is why many people turn to in home care instead. In-home care does not require you to leave your place of residence, and allows you to continue to enjoy the quality of life and freedom you love.

Learn more about the benefits of in home care by clicking here.

Cost of Senior Home Care

[title size=”1″]The Joy of Freedom With In-home Care[/title]
When it comes to their waning years, seniors want to do all the things they have always dreamed of, but it doesn’t always work out that way. When seniors require medical care, many families choose in-home senior care because of the freedom it provides.

In-home senior care allows seniors to remain in their current residence and have the care providers come to them. This level of freedom is far greater than that of assisted living where they have little choice in their day-to-day activities. As an added bonus, the cost of in-home senior care is far less than that of the other senior care options.

[title size=”2″]The Cost of Senior Home Care[/title]
When compared to other healthcare it’s easy to see that in-home senior care is not only the freest form of senior care, but the most cost effective.

The average cost of long-term care in the US:

  • $6,235/month gets you a semi-private room in a nursing home.
  • $6,965/month for a private room in a nursing home, if one is even available.
  • $3,293/month for a one room unit in assisted living.
  • $67/day for a day health care center
  • $21/hour for in-home senior care services

The amount of time spent in your home depends on the level of care needed for you or your loved one. Most in home care specialists are only there for one or two hours a day, and will teach the families what to do in their off time.

[title size=”3″]Affordable In-Home Senior Care Services[/title]
The cost of senior in home care is a lot less than other options, but that does not mean it is a lower quality service. Endeavor Home Care provides the highest quality, compassionate in-home

Benefits of Home Senior Care

[title size=”1″]Do You Or A Loved One Need Medical Care?[/title]
You, like many other Americans, may be seeking a way to get necessary medical care without giving up your independence. In-home senior care can provide the clinical services necessary while allowing seniors to keep the freedom they desire.

In-home care means that your medical services are brought to you. Many seniors prefer at-home care over other health care services. If you are interested in senior home care, learn about some of the many benefits here.

[title size=”2″]List of Great Benefits of Senior Home Care[/title]
There are many excellent benefits of home care for seniors. The below list includes just some examples of why seniors prefer in home care.

  • You get to stay in the home you love.
  • Care at home allows families to keep living together.
  • Studies have shown that people tend to heal faster at their homes.
  • Home care is suited to your individual needs.
  • Home care has been shown to reduce stress.
  • You can choose your home care agent.
  • Home care increases the average life spans of patients.
  • At-home care, provided early enough, can reduce the chances of necessary institutionalization.

[title size=”3″]Making The Right Call[/title]
If the many benefits of senior home care appeal to you, then it’s time for you to make the call. Contact us today and set up an appointment with one of our senior care experts to learn more about in-home senior care and how you can take advantage of this great alternative to the dreaded nursing home.

Also Related: Ways to pay for in-home senior care

Also Related: In-home senior care vs assisted living

Moving To Assisted Living

[title size=”1″]Are You Considering Assisted Living?[/title]
When we were young our parents cared for and raised us into the adults we are. Now, in their golden years, we want to provide them with the same comfort and quality of life they provided for us during our childhood.

The decision of moving a parent to assisted living is one of the toughest choices you will ever have to make. You must weigh your ability to live your own life against the desire to care for your loved ones. If you feel that you have reached the limit of what you can do for your loved ones, it may be time to move them into an assisted living center.

[title size=”2″]Know When to Move to Assisted Living[/title]
Here are some signs that your loved one may be ready to move to assisted living:

  • Are you worried about your loved one falling and not being able to call for help?
  • Do you have to keep track of their medications to be sure they do not miss a dose or take too many?
  • Is your loved one frightened to leave their home for fear of being injured?
  • Are they having trouble keeping track of their own finances?
  • Does your parent suffer from a bleeding disorder, or a condition like diabetes?
  • Does your parent often misplace items or forget things that are important?
  • Have you noticed them suffering from periods of confusion?

[title size=”3″]An Alternative to Assisted Living[/title]
Moving a parent into assisted living is one of the toughest things you can ever do.  The feeling of dragging your parent from the home they love is one of disappointment with yourself. If you believe your parent would be able to stay at their homes with a little help, there may be another option. In-home senior care is the best alternative to assisted living.

In home senior care is just what it sounds like. Highly trained medical professionals will go to your parent’s home and help them with their everyday needs. This allows you to stay close to you parents in their time of need, and allows parent to stay in their home.

Contact Endeavor Home Care with any questions about in-home senior care.

Also Related: Assisted living vs in-home senior care

What Is Elder Care

[title size=”1″]Are Your Golden Years Being Lived To The Fullest?[/title]
Our golden years, they can be the happiest times of our life, but they can also be some of the most challenging. As we age, our bodies are not what they used to be, and we might need help doing the things we enjoy.

Senior care is the necessary medical care that elders need to maintain a healthy and happy lifestyle. After living a full and prosperous life there is no reason you or your loved ones need suffer in their golden years. The right elder care will allow seniors to live their life to the fullest.

[title size=”2″]What Exactly Is Senior Care?[/title]
Senior care is a blanket term for the many ways health care providers help elders on a daily basis.

Some of the most common services that elder care companies provide include:

  • Keeping track of your medicines.
  • Ensuring that you are taking the correct dosage.
  • Help with grocery shopping.
  • Any necessary cooking and cleaning.
  • Helping you get dressed and ready in the morning.
  • They help seniors put on physical therapy braces and other necessary medical devices.
  • Work with seniors to help them retain or regain movement and mobility.
  • Running seniors through physical therapy exercises.

[title size=”3″]The Advantage of In-home Senior Care[/title]
Many people dread the term senior care because it makes them think of nursing homes or other assisted living facilities. But, there is an alternative senior care that can be brought to you without the need to leave the home you love.

In-home elder care is preferred by many seniors over the more traditional methods. Studies have shown that when seniors are treated at home they recover faster, and live their lives with less stress. If you are interested in learning more about in-home senior care, contact Endeavor Home Care today.

Benefits of In Home Health Care

Providing In Home Health Care for a Loved One
It may become necessary for your parent or another loved one to have in home health care assistance throughout the day to help with the many facets of everyday life.  The ability to cook, clean the house, and bathe ourselves is something that we often take for granted, but may become impossible as we grow older. Contact us at 480-498-2324 to learn how we can help senior loved ones remain at home.

There are many options available for in home health care, such as nursing homes and assisted living facilities, but the best choice for proving care for an elder is in home care.  There are many benefits to in home health care, including peace of mind for an elderly person’s family.

The Benefits of Seniors Remaining at Home
Some of the many benefits of caring for the elderly at home are:

  • Freedom from the strict schedules of nursing facilities.
  • The ability to retain much of their own independence.
  • The comforts of remaining in their most familiar place.
  • Personal possessions that they may not be able to keep in a nursing facility.
  • Freedom to have family and friends visit whenever they like.
  • The ability to carry on with their own personal habits and routines.
  • A healthier overall setting free of illnesses that may be present in a clinical environment.
  • Less expense than nursing homes or assisted living centers.
  • The ability to receive specialized care for conditions such as Parkinson’s disease and Alzheimer’s in the comfort of home.

Quality of life is a very important thing for young and old alike. In-home care can provide a substantially better lifestyle than a nursing facility, and studies have proven that a higher standard of living can drastically extend an elder’s life span.

By providing a custom, individually tailored homecare assistance care plan to every elder under their care, in-home senior care establishments like Endeavor can provide exactly the care your elderly loved one requires. Our in home senior care in Phoenix and the surrounding areas can help encourage aging adults to continue taking care of themselves whenever possible, leading to more and happier years ahead.

Contact Endeavor Home Care today.